Health insurance for families 

Got kids or thinking about having a baby? Here's everything you need to know about covering your family. 

Older Australians often have high premiums. Here's how seniors can get a good deal on their health cover. 

Health insurance for seniors 

Just looking for health cover for one? Here's how both first-timers and loyal customers can get value for money. 

Health insurance for singles 

Not-for-profits often give more back to their members. But do they offer the best deal? Here are the questions to ask. 

Non-profit health funds 

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Our experts have found great health insurance offers

It’s down to our top four picks, which one is your favourite? 

6 weeks free for new customers who join a combined hospital and extras policy before October 31. 1

Offer available to new Bupa customers who join a selected combined cover.

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6 weeks free for new customers who join a combined hospital and extras policy before October 31. 1

4 weeks free cover for new customers purchasing a hospital and extras policy before 31 December 2022. 2

Offer available to new Peoplecare members who purchase both hospital and extras cover.

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$200 cashback PLUS 6 weeks free cover 3 OR - optical waiting periods waived if you switch before 13 November. 4 

Offer available to new Australian Unity customers who join on a combined hospital and extras policies.

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$200 cashback PLUS 6 weeks free cover OR - optical waiting periods waived if you switch before 13 November. 4 

$300 cashback for those taking out a combined hospital and extras policy before November 30. 5

This offer is available to new members who join NIB hospital and extras cover. 

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$300 cashback for those taking out a combined hospital and extras policy before November 30. 4

This article is opinion only and should not be taken as medical or financial advice. Check with a financial professional before making any decisions.

1 Offer is only available to new BUPA customers. Customers must take out a combined hospital and extras policy before the 31st of October and meet all payment obligations for 30 consecutive days to be eligible for the offer. An eligible customer must not in the last 12 months, prior to join date, been insured with Bupa. Their new policy must commence by 30/11/2022. They must maintain that cover and meet all payment obligations for 30 consecutive days from the join date and be financial to receive the offer. Bupa reserves the right to withdraw this offer. Eligible customers must pay their health insurance premiums by direct debit; and provide a valid email address. An Eligible Bupa Health Insurance Policy is any single, single parent, single parent plus, couples, family or family plus Your Choice Extras 60 + Hospital combined product issued by Bupa. This offer excludes any company funded or organised Bupa health plans; overseas Student Health Cover, Overseas Visitors Cover and Short Stay Visitors Cover. The Offer is not available with any other Bupa promotional join offer. 

2 Peoplecare Members who purchase Hospital only, Ambulance only, Extras only or OSHC covers are not eligible for the promotion. New Peoplecare Members only. Offer ends 31/12/22. Peoplecare membership must be held for 30 days and be financial prior to the one month free being applied to the membership. The membership must be current and paid up-to-date at the time the offer is being redeemed. First monthly contribution must be received before one month free is applied. Not valid with any other offer. Can only redeem one offer.

The Offer is only available to Eligible Members who join an nib combined Hospital and Extras Australian resident’s health insurance product (nib ARHI product) during the Offer Period (Eligible Product), and does not apply to a purchase of an nib Overseas Students Health Insurance, nib International Workers Health Insurance, nib Corporate Private Health insurance, Qantas Health Insurance, ING Health Insurance, Suncorp Health Insurance, GU Health Insurance, AAMI Health Insurance or Apia Health Insurance policies, or those moving from one of these products to an nib ARHI product. The Offer excludes any non-health related insurance products (e.g. Travel) and dependants moving from family/parent’s health cover to their own policy. This cannot be used in conjunction with any other offer and must be taken out before the deadline of 30 November 2022. Cover must meet all payment obligations for 30 consecutive days to be eligible for the offer.

Our experts have found great health insurance offers

It’s down to our top three picks,   which one is your favourite? 

3 This promotion is only available to members who purchase Australian Unity Hospital & extras cover between 4 July and 4 November 2022, where the policies purchased have a commencement date between 4 July and 4 November 2022, to new members on new memberships who have not previously held Australian Unity health insurance within 6 months of joining 

4 This offer is eligible to new customers who purchase Australian Unity hospital and extras cover before 13/11/2022. The 6 weeks free will be applied to the membership after the policy holder has held hospital and extras cover for a minimum period of 60 continuous days and the policy is paid up to date. Offer is only available to new members on new memberships who have not previously held Australian Unity health insurance within 90 days of joining. 

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