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Competition Terms

  1. Information on how to enter this monthly new member sign-up raffle (“Promotion”) and prize details form part of these Terms and Conditions. Entry into this Promotion is deemed acceptance of these Terms and Conditions.
  2. The Promoter is Compare Club Australia Pty Ltd (CCA), a corporate authorised representative (AFS Representative number 001279036) of Alternative Media Pty Limited (ABN ABN 17 149 089 716) (“Promoter” or “Compare Club”).  Promoter’s website: www.compareclub.com.au
  3. The Promotion commences at 12:00 am AEST on 1 January 2024 and ends at 11:59 pm AEST on 31 December 2024 (“Total Promotion Period”). 
  4. Entry is open to Australian residents, aged 18 years and over who register and verify a member account (during the Promotion Period).
  5. Directors, officers, employees, agents and contractors of the Promoter and other agencies or companies associated with the Promotion and their immediate families are not eligible to enter this Promotion. Immediate family means any of the following: spouse, ex-spouse, de-facto spouse, child or step-child (whether natural or by adoption), parent, step-parent, grandparent, step-grandparent, uncle, aunt, niece, nephew, brother, sister, step-brother, step-sister or 1st cousin.
  6. Only one (1) entry is permitted per participant.
  7. The Promoter reserves the right, at any time, to verify the validity of entries and participants (including a participant’s identity, age and place of residence) and reserves the right, in its sole discretion, to disqualify any individual who the Promoter has reason to believe has breached any of these Terms and Conditions, tampered with the entry process or engaged in any unlawful or other improper misconduct calculated to jeopardise fair and proper conduct of the promotion. Errors and omissions may be accepted at the Promoter's discretion. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights. The Promoter's legal rights to recover damages or other compensation from such an offender are reserved. 
  8. In order to enter the Promotion, the participant needs to meet the following steps to be a qualified participant.
    a. Register to be a member on compareclub.com.au
    b. Activate (verify) the account by clicking the “Activate Account” button/link in the “Activate your Compare Club account” email after registering
  9. Unactivated/unverified accounts will be deemed invalid.
  10. If there is a dispute as to the identity of a participant, the Promoter reserves the right, in its sole discretion, to determine the identity of the participant.
  11. The raffle will take place at Compare Club, 7/222 Pitt St, Sydney NSW 2000 commencing on the first Wednesday of the month. A raffle winner will be selected at random from all new member accounts activated in the last calendar month, from the date of “activation” (the date in AET user clicks the “Activate Account” button in the “Activate your Compare Club account” email”). This is a game of chance to determine the winners.
  12. Once activated/verified member account will win a $100 Prezzee gift card (eGift Card) each month during the Promotion Period. 
  13. The total prize pool is valued at up to AUD$1200. Prizes, or any unused portion of a prize, are not transferable or exchangeable and cannot be taken as cash.
  14. If any prize is unavailable, the Promoter, at its discretion, reserves the right to substitute the prize with a prize of equal value. 
  15. Any ancillary costs associated with redeeming the eGift Card are not included. Any unused balance of the eGift Card will not be awarded in cash. Redemption of the eGift Card is subject to any terms and conditions of the issuer including those specified on the eGift Card.
  16. The raffle outcome in relation to any aspect of the Promotion will be final and binding on every participant who enters. No correspondence will be entered into.
  17. The prize winners will be notified within 4 business days of the raffle day by email during the Promotion Period.
  18. The prize winners must claim their prize within 90 days of receipt of the winning announcement  (“Prize Claim Date”). Reminders will be sent to prize winners encouraging them to claim the prize before it expires. 
  19. If the Promoter cannot contact a prize winner, or if a prize is not claimed their prize by the Prize Claim Date, that prize winner’s entry will be deemed invalid.
  20. Participants agree that they are fully responsible for any materials they submit via the promotion including but not limited to comments, recordings and images (“Content”). The Promoter shall not be liable in any way for such Content to the full extent permitted by law. The Promoter may remove or decline to publish any Content without notice for any reason whatsoever. Participants warrant and agree that:
    a. they will not submit any Content that is unlawful or fraudulent, or that the Promoter may deem in breach of any intellectual property, privacy, publicity or other rights, defamatory, obscene, derogatory, pornographic, sexually inappropriate, violent, abusive, harassing, threatening, objectionable with respect to race, religion, origin or gender, not suitable for children aged under 15, or otherwise unsuitable for publication;
    b. their Content shall not contain viruses or cause injury or harm to any person or entity;
    c. they will obtain prior consent from any person or from the owner(s) of any property that appears in their Content;
    d. the Content is the original literary work of the participant that does not infringe the rights of any third party;
    e. they consent to any use of the Content which may otherwise infringe the Content creator’s/creators’ moral rights pursuant to the Copyright Act 1968 (Cth) and warrant that they have the full authority to grant these rights; and
    f. they will comply with all applicable laws and regulations, including without limitation, those governing copyright, content, defamation, privacy, publicity and the access or use of others' computer or communication systems.
    Without limiting any other terms herein, the participant agrees to indemnify the Promoter for any breach of the above terms.
  21. If due to any reason whatsoever the Promoter becomes aware that a winner has not complied with any of the Promotion’s Terms and Conditions, that winner will have no entitlement to the prize, and will be required, at the direction of the Promoter, to return, refund or otherwise make restitution of the prize.
  22. As a condition of entering this promotion, each participant licenses and grants the Promoter, its affiliates and sub-licensees a non-exclusive, royalty-free, perpetual, worldwide, irrevocable, and sub-licensable right to use, reproduce, modify, adapt, publish and display their entry (which shall include Content) for any purpose, including but not limited to future promotional, marketing or publicity purposes, in any media, without compensation, restriction on use, attribution or liability.
  23. Participants consent to the Promoter using their name, likeness, image and/or voice in the event they are a winner (including photograph, film and/or recording of the same) in any media for an unlimited period without remuneration for the purpose of promoting this promotion (including any outcome), and promoting any products manufactured, distributed and/or supplied by the Promoter.
  24. The Promoter accepts no responsibility for any problems or technical malfunction of any communication network or for any late, lost, incomplete, incorrectly submitted, delayed, illegible, corrupted or misdirected entries, claims or correspondence whether due to error, omission, alteration, tampering, deletion, theft, destruction, transmission interruption, communications failure or otherwise. The Promoter has no control over telephone communications, networks or lines and accepts no responsibility for any problems associated with them, whether due to traffic congestion, technical malfunction or otherwise. The Promoter is not liable for any consequences of user error including (without limitation) any costs incurred.
  25. Nothing in these Terms and Conditions limits, excludes or modifies or purports to limit, exclude or modify the statutory consumer guarantees as provided under the Competition and Consumer Act (Cth), as well as any other implied warranties under the ASIC Act (Cth) or similar consumer protection laws in the States and Territories of Australia (“Non-Excludable Guarantees”). Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of the promotion.
  26. Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) is not responsible for and excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of: 
    1. any technical difficulties or equipment malfunction (whether or not under the Promoter’s control)
    2. any theft, unauthorised access or third party interference;
    3. any entry or prize claim that is late, lost, altered, damaged or misdirected (whether or not after their receipt by the Promoter) due to any reason beyond the reasonable control of the Promoter;
    4. any variation in prize value to that stated in these Terms and Conditions;
    5. any tax liability incurred by a winner or participant; or use of a prize.
  27. Participants acknowledge and consent to the participant’s personal information being used by the Promoter and agencies and companies associated with the Promotion for the purpose of conducting this Promotion, distributing the prizes, marketing activities related to the Promoter, and for the purposes specified in the Promoter’s privacy policy. The Promoter’s privacy policy is available on the Promoter’s website: www.compareclub.com.au.   The Privacy Policy also contains information about how participants may opt out, access, update or correct their PI, how participants may complain about a breach of the Australian Privacy Principles or any other applicable law and how those complaints will be dealt with. All entries become the property of the Promoter. The Promoter will not disclose participant’s personal information to any entity outside of Australia.

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Compare Club Australia Pty Ltd (CCA) is a corporate authorised representative (AFS Representative number 001279036) of Alternative Media Pty Ltd (AFS License number 486326). Please see our FSG

Compare Club does not compare all products in the market. The availability of products compared may change from time to time. Not all products available from our partners are compared and not all products are available to all customers.

CCA is a credit rep (Credit Representative Number 519886) of Alternative Media Pty Ltd (ACL Number 486326). The financial products compared on this website do not necessarily compare all features that may be relevant to you. Comparisons are made on the basis of price only and different products may have different features and different levels of coverage.

Information found on the CompareClub website is for general purposes only. While we endeavour to provide information that is accurate and up to date, we make no warranties or representations about the accuracy, completeness, reliability or suitability of the information, graphics, products or services offered or contained on the website. Therefore, any reliance placed on the information provided on the CompareClub website is at the user's own risk. When reviewing offers from external websites or companies, please review their terms and conditions. We have no control over these companies, their offers, website content, products/services, or the availability and nature of their products/services. Links found on the CompareClub website do not necessarily imply an endorsement or recommendation of the information or views that are expressed by the external party. 

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