CHECK OUT TRAVEL INSURANCE
We help you find travel insurance that fits your plans - not someone else’s. From missed flights to lost bags, get the right cover at the right price.
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Unlimited medical and emergency dental
24/7 access to telehealth and medical specialists
Easy-to-submit claims
Travel insurance in an app. With optional cover add-ons, only pay for what you need while enjoying live chat support and 24/7 access to medical and emergency specialists.
Exclusive Offer for Compare Club customers: Use code COMPARECLUB and get 10% off. Ends 30 Nov 2026
Choose your excess
Increased luggage cover
Increased rental car insurance excess cover
Award winning travel insurance for most recommended, outstanding customer satisfaction, and exceptional value medical only cover.
24/7 emergency assistance
Medical conditions cover available
Single trip and annual multi-trip cover options
Protect your holiday before the unexpected makes a mess of it. Blue Insurance also has cover options to help you tailor your policy, so you get the travel insurance that works for your trip.
*Offer available to all Compare Club Health Insurance customers who are Raiz account holders and purchase a health policy with compareclub.com.au. This offer cannot be used in conjunction with any other promotional offer provided by compareclub.com.au. Friends or family of staff members are not eligible.
Once you have successfully switched and stayed with your policy for 90 days, you will receive your reward in your Raiz account. Please note that you MUST hold your policy for 90 days from your first payment in order to qualify for the reward.
Why consider travel insurance?
You could save serious money
Avoid paying for bells and whistles you don’t need. If you’re not planning to go skydiving, you probably don’t need extreme sports cover. By shopping around, you can find a policy that gives you exactly what you need - and nothing you don’t. Save those dollars for sampling local cuisine and new experiences.
Every traveller is different. Heading to a country with a reciprocal healthcare agreement? Great - you may not need the most comprehensive medical cover. Still, don’t skip on key inclusions, especially if you take medication or your kids have specific health needs, like asthma.
You’ll get cover that actually suits your trip
All policies have exclusions. Comparing cover helps you avoid surprises when it matters most. No one wants to discover your lost luggage isn’t covered after it’s halfway to Lisbon - and you’re not.
You’ll spot gaps before they cause problems
*Offer available to all Compare Club Health Insurance customers who are Raiz account holders and purchase a health policy with compareclub.com.au. This offer cannot be used in conjunction with any other promotional offer provided by compareclub.com.au. Friends or family of staff members are not eligible.
Once you have successfully switched and stayed with your policy for 90 days, you will receive your reward in your Raiz account. Please note that you MUST hold your policy for 90 days from your first payment in order to qualify for the reward.
Find the right travel insurance for your trip
Medical expenses and emergencies
This includes hospital stays, doctor visits, and emergency evacuation. Many policies also cover dental emergencies and repatriation to your home country.
Covers non-refundable expenses if you can't travel due to reasons like illness, injury, or natural disasters. Most policies now include optional COVID-related cover, which may cost extra.
Trip cancellations or interruptions
Smokers can get life insurance from all insurers that Compare Club works with. Average premiums for smokers are usually higher as health and lifestyle habits are assessed by insurers.
Baggage and personal belongings
Travel insurance policies usually include some or all of the following:
Rental vehicle excess
If you hire a car and are involved in an accident or damage occurs, travel insurance can cover the excess fee often required by rental companies.
Your travel insurer can provide financial support in the event of a serious accident during your trip.
Accidental death or dismemberment
Most policies also cover additional costs for meals, accommodation, or alternative transport if your travel is delayed due to covered reasons.
Travel delays
How our experts have helped Australians like you
Meet our travel insurance expert, Kate Browne
Kate Browne is Compare Club's Head of Research and Insights. With nearly two decades of experience as a managing editor, news editor, investigative journalist, and broadcaster, Kate has worked at leading organisations including Yahoo Finance, Finder, CHOICE, and the ABC. Her expertise spans a variety of areas such as credit cards, travel insurance, car insurance, health insurance, and personal finance. Kate has written for major publications like the Sydney Morning Herald, The Age, and news.com.au, and her insights help Australians make informed decisions across a wide range of financial and insurance products.
Kate's top travel insurance tips
If your trip includes multiple destinations, you’ll want a policy that offers cover for every location. Also be mindful of other factors such as travel duration, age, any pre-existing conditions, your excess and level of cover. For example, a 40-year-old travelling solo to the UK for two weeks might pay around $45 for a basic policy, or over $150+ for comprehensive cover.
With pre-existing conditions: Long COVID isn’t always covered yet. If this matters to you, check policies carefully.
Real reviews matter: Ask friends or read independent reviews before picking a provider. Avoid biased or uncontactable websites.
What’s new in travel insurance?
Did you know that cover at sea isn’t automatically included in most travel insurance policies? Cruise cover is an optional add-on.
What’s new in travel insurance?
COVID-19 coverage is now standard with many insurers, but always check what’s included. Long covid is still quite a new condition for insurers to include so if you need it on your policy, look for an insurer that specifically includes this condition.
Adventure sport cover and winter sports insurance are increasingly common as Australians seek more thrill-based getaways.
Rental vehicle excess cover and motorbike/scooter add-ons are in higher demand as more people explore independently.
Domestic cover is still relevant, especially for flight cancellations, baggage issues, or rental car damage.
Updated as of 16 May 2025
*Offer available to all Compare Club Health Insurance customers who are Raiz account holders and purchase a health policy with compareclub.com.au. This offer cannot be used in conjunction with any other promotional offer provided by compareclub.com.au. Friends or family of staff members are not eligible.
Once you have successfully switched and stayed with your policy for 90 days, you will receive your reward in your Raiz account. Please note that you MUST hold your policy for 90 days from your first payment in order to qualify for the reward.
Find the right travel insurance for your trip
Single-trip policies
Ideal for one-time travellers, this type of travel insurance covers a single journey for a set duration.
Best for frequent travellers, covering multiple trips within a year. If you travel often over a twelve month period.
Annual multi-trip policies
Travel insurance policies usually include some or all of the following:
Basic cover
Usual Inclusions
Covers essential medical expenses only.
Who is it for?
Budget travellers, countries with reciprocal healthcare agreements.
Standard cover
Usual Inclusions
Includes medical expenses, tour cancellation, lost luggage, and some extras.
Who is it for?
Most standard holidaymakers travelling on guided tours.
Compehensive cover
Usual Inclusions
Medical costs, cancellation fees, lost or stolen luggage, adventure sports, additional benefits.
Who is it for?
Those going on longer trips with complex itineraries moving through many countries - and travellers with complex medical needs.
How much does travel insurance cost?
This varies based on:
Your destination: Travelling somewhere remote or without reciprocal healthcare? Expect a higher premium. High risk destinations (e.g. travelling to a conflict zone) comes with higher premiums too.
Your travel duration: Longer trips = more exposure to risk.
Your age: Premiums often increase as you get older.
Any pre-existing conditions your may have: Some insurers will cover these for an additional fee.
Your excess: Higher excess = lower premium (but more out-of-pocket costs for you if you do need to claim).
Level of cover: Comprehensive cover costs more, but offers peace of mind and lower costs if you do need to claim.
For example, a 40-year-old travelling solo to the UK for two weeks might pay around $45 for a basic policy, or over $150+ for comprehensive cover.
Here’s the average travel insurance premium for the top five international travel destinations in 2025 (based on a two-week single traveller aged 40).
Source: estimates are based on comparisons of policies from over 30 insurers, including Cover-More, NRMA, Allianz, and Travel Insurance Direct.
Here’s the average travel insurance premium for the top five domestic travel destinations in 2025 (based on a two-week single traveller aged 40).
Source: Source: estimates are based on comparisons of policies from over 30 insurers, including Cover-More, NRMA, Allianz, and Travel Insurance Direct.
Domestic policies often cover cancellations, car rental excess, and lost or stolen belongings.
This varies based on:
How much does travel insurance cost?
For example, a 40-year-old travelling solo to the UK for two weeks might pay around $45 for a basic policy, or over $150+ for comprehensive cover.
Here’s the average travel insurance premium for the top five international travel destinations in 2025 (based on a two-week single traveller aged 40).
Here’s the average travel insurance premium for the top five international travel destinations in 2025 (based on a two-week single traveller aged 40).
Domestic policies often cover cancellations, car rental excess, and lost or stolen belongings.
FAQs about travel insurance
Here are some of the most frequently asked questions we receive about travel insurance:
It’s what you pay out of pocket when you make a claim. For small claims (like lost earphones), it might not be worth claiming.
Many insurers now include COVID cover, but check your fine print. Some charge extra, and inclusions vary wildly. This add-on premium can also be affected by your destination.
Usually yes, but you’ll need to apply before your current policy expires, and additional fees may apply.
Some policies include this, others don’t. Read your Product Disclosure Statement (PDS) carefully - or ask before you buy.
Flight insurance only covers delays and cancellations. Travel insurance covers your trip, belongings, and health.
As soon as you’ve booked your trip. That way, you’re covered for cancellations or interruptions well before you pack your sunscreen. Things happen even before you leave home, such as family emergencies or health issues.
You usually can. Especially if you book your trip this way, but beware because these policies are often limited. You may get broader, better value by comparing standalone policies.
Compare Club Travel Insurance is owned and operated by Compare Club Australia Pty Ltd (ACN 634 600 007). Compare Club does not display all brands or all products offered by all brands.
You should consider the insurers PDS prior to making the decision to purchase their product. For more information please read our Financial Services Guide (FSG) which contains further information about how our service works and how we make money.
Things you should know
Local claims team - response within 24 hours
24/7 Phone Assistance
Emergency medical assistance services
Travel Insured Australia offers unlimited medical cover up to 12 months, and customisable plans - choose only the benefits you need. Straight forward claim process for fast resolution.
Online claims with fast approvals
Customisable Cover for what matters to you.
24/7 emergency assistance
Simple, smart insurance for the things you love. Butter makes protecting your travel easy, with flexible cover, online claims, online support and peace of mind—no paperwork, just tap and go
Exclusive Offer for Compare Club customers: Use code CCButter10 and get 10% off. Ends 1 March 2026
Flexible cover for all ages
Cruise, ski and more add-ons
AU sales & enquiries call centre
Built by a team with decades of experience creating award-winning travel brands in Australia and the UK. You're covered for most short trips or overseas adventures — with competitive pricing, add-ons, and 24/7 assistance.
Exclusive Offer for Compare Club customers: Use code club10 and get 10% off. Ends 21 August 2026